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Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Sandquay website and any associated services. Please read them carefully before using the site.

Draft Document — Placeholder Dates

This is a general template provided for structural guidance. It does not constitute legal advice and has not been reviewed by a qualified legal professional. Replace bracketed placeholders and all illustrative text with information specific to Sandquay before publishing. Last updated: [date to be inserted].

1. Acceptance of Terms

By accessing or using the Sandquay website ("Site"), you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you should discontinue use of the Site immediately.

2. Eligibility

Use of this Site is intended for individuals who are legally permitted to enter into binding agreements under applicable law. By using the Site, you represent that you meet this requirement and that any information you provide is accurate and current.

3. Informational Purpose Only

Content published on this Site, including descriptions of methodology, features, and general commentary, is provided for informational purposes only. Nothing on this Site should be interpreted as financial, investment, legal, or tax advice. Sandquay does not guarantee any particular outcome, return, or result from use of information presented here.

4. No Guarantee of Accuracy

While reasonable efforts are made to keep information on this Site current and accurate, Sandquay makes no representations or warranties of any kind, express or implied, regarding the completeness, reliability, or accuracy of such information. Any reliance placed on such material is strictly at your own risk.

5. Intellectual Property

All content on this Site, including text, graphics, logos, and layout, is the property of Sandquay or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of this Site without prior written consent.

6. User Conduct

When using this Site, you agree not to:

  • Engage in any activity that disrupts or interferes with the Site's operation or security.
  • Attempt to gain unauthorized access to any part of the Site or its underlying systems.
  • Use automated means (bots, scrapers, or similar tools) to extract content without permission.
  • Upload or transmit any unlawful, harmful, or infringing material through the Site.

7. Third-Party Links

The Site may contain links to third-party websites or resources provided for convenience. Sandquay does not endorse and is not responsible for the content, policies, or practices of any third-party sites. Accessing linked sites is done at your own discretion and risk.

8. Limitation of Liability

To the fullest extent permitted by law, Sandquay and its affiliates, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of, or inability to use, this Site, even if advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless Sandquay and its representatives from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Site or violation of these Terms.

10. Changes to the Site and Terms

Sandquay reserves the right to modify, suspend, or discontinue any part of the Site at any time without notice. We may also revise these Terms periodically. Continued use of the Site following any changes constitutes acceptance of the updated Terms. We recommend reviewing this page occasionally.

11. Termination

Sandquay reserves the right to restrict or terminate your access to the Site, without prior notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Sandquay, or third parties.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Sandquay operates, without regard to conflict of law principles. [Jurisdiction-specific details to be confirmed and inserted here.]

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Sandquay regarding your use of the Site and supersede any prior agreements or understandings, whether written or oral.

15. Contact Information

If you have questions regarding these Terms, please reach out through the contact details provided on our Contact page.

Sandquay

AI-guided, systematic investing built for capital preservation and steady, long-term growth.

20 Hardman Street, Manchester M3 3HF

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